One of the things that make people go crazy during bankruptcy is their income tax debts. However, if you have a bankruptcy lawyer by your side, you will be able to make the entire process a lot smoother for yourself. Declaring bankruptcy means that you are unable to...
How to save yourself from Harassment of Creditors
When you are unable to pay your debts in the given time period, you start to get threatening calls, emails, and letters from creditors. This action from a creditor’s end is termed as harassment and there are strict laws against it. Victims of creditors’ harassment are...

What You Need to Know About the Bankruptcy Means Test Before You File
If you want to file for either chapter 7 or chapter 13 bankruptcy this means completing the means test, and there are some things that you need to know before you file. The means test has been a bankruptcy requirement for more than a decade, and it is still a source...
Defining Undue Hardship: The First Page of Chapter 13
Filing Chapter 13 bankruptcy can help consolidate loan debt, but there are caveats. Where student loan debt is concerned, loans can only be discharged or significantly reduced if a person can demonstrate undue hardship. But what exactly is an undue hardship and how...
Understanding Chapter 7 Bankruptcy
While nobody wants to enter into a situation in which they are forced to file for bankruptcy, it can be a liberating option for those stuck in financial woes with no other way out. One form of bankruptcy is known as Chapter 7 and has been helpful for many individuals...
The Danger of Not Dealing with Debt
Most everyone knows that going into debt is a bad thing. In today’s reality, going into debt can cause some serious repercussions. There are dangers that arise from not dealing with debt. Below are listed a few of the consequences of not handling your debt. Bad...
Discharging Debt: How Chapter 13 Bankruptcy Works in Opelika
If a person has accrued an outstanding amount of debt and is struggling to find ways to handle that debt, there are options available to them for discharging debt. Chapter 13 bankruptcy is a proceeding that allows the debtor to reorganize his or her finances under...
Avoiding Debt Consolidation Scams
Some people rely on debt consolidation loans to fix their debt problems, only to find that this method does not always work. There are companies who advise and make promises about debt consolidation, only to lead unsuspecting innocents into a financial pit. Take the...
Mobile, AL Debt Consolidation: How Effective is it?
For some people, debt consolidation can help reduce financial stress because they no longer have to keep track of different debt sources accumulating around them. However, most people fail to realize that the debt still exists. It has simply been moved from one...
Enterprise Bankruptcy: The Who, What, and Why?
Bankruptcy is a problem that affects people from all walks of life for a variety of different reasons. Sometimes it is attributed to mismanagement of finances or excessive spending, while other times it is due to circumstances beyond control. Contact us for your free...
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Brock & Stout can help you with your Bankruptcy, Social Security Disability and Personal Injury needs today. Feel free to call our toll free number, contact us online or stop by one of our many office locations. We hope you will give us the opportunity and the privilege to help you and your family.