Having a vehicle is important to everyday life. Unfortunately, auto loan payments are often one of the most expensive bills you can have which makes it one of the hardest to pay each month. About 1 million automobiles get repossessed across the United States each...
How Much Debt Do You Have To Have to File Bankruptcy?
Two questions we often get from clients who want to file bankruptcy are: Do I have enough debt to file bankruptcy? Do I have too much debt to file bankruptcy? We understand why they ask these questions. Some may believe that while their debt seems burdensome to them...
What Happens after Your Chapter 13 Bankruptcy Case is Filed?
Are you thinking about filing Chapter 13 bankruptcy and wonder what happens after you file? While each bankruptcy case depends on the filer’s financial circumstances, most Chapter 13 bankruptcies go through the following process. Beginning of the Automatic Stay The...
Mortgage Modification and Chapter 13 Bankruptcy
When you are struggling with debt, it is easy to get behind on your mortgage. You have tried to make the payments on time, but other debts have taken precedence, and you have fallen behind on your mortgage payments. You have realized you may not catch up, and now...
Can Chapter 13 Bankruptcy Help with Overdue Car Payments?
For most people, a car is a necessity. You use it to get to work, take the kids to school, and run errands. When something happens that causes you to fall behind on your car payments, it can feel like the weight of the world is on your shoulders. You may wonder if...
Getting a Home Loan after Bankruptcy
Those who file bankruptcy often fear their credit will be too damaged to qualify for a home mortgage before the bankruptcy comes off their credit report in 7 to 10 years. The truth is that most who file bankruptcy can rebuild their credit within just a few years and...
Chapter 13 Bankruptcy Could Help Deal with an Underwater Mortgage
When you purchased your new home, you probably never dreamed of it becoming a heavy financial burden. A burden that weighs upon you each month as you struggle to make the mortgage payments that will keep you in your home. To add to that stressor, you know your...
Can Payday Loans Be Included in Bankruptcy?
We have all found ourselves in a tough spot and need cash to meet our immediate needs. Some people turn to payday loans when they're in a jam, and it can be a temporary solution to find cash for bills. But, the reality is that the interest and fees will add up...
Who Can You Talk to about Your Financial Hardship
Experiencing a financial burden can be stressful. The longer it continues, the more it can weigh on you and affect you emotionally and physically. If this is happening to you, you need not deal with it alone. There are those who you can talk to about your financial...
Don’t Enter Retirement Age with Too Much Debt
Are you nearing retirement age and are burdened by debt? If so, you are not alone. According to a recent study by the University of Michigan Retirement Research Center, millions of seniors entering their retirement years are burdened by debt. The study found that 1 in...
WE WANT TO HELP
Brock & Stout can help you with your Bankruptcy, Social Security Disability and Personal Injury needs today. Feel free to call our toll free number, contact us online or stop by one of our many office locations. We hope you will give us the opportunity and the privilege to help you and your family.