When people are going through tough times financially, they often turn to title loans as a way to get some quick cash, especially if their credit scores are not great. But these loans can be a real burden because they come with high interest rates and strict deadlines...
Filing Bankruptcy: What to Do and What Not to Do
Do you struggle financially and wonder if bankruptcy could offer a way out of the financial strain? You are on the right path. Bankruptcy could help you finally get out from under the burden of debt. But, before filing bankruptcy you should know a few things you...
Bankruptcy Discharge: An Important Bankruptcy Term
Bankruptcy can seem like an overwhelming process. However, it can be a powerful tool to help individuals and businesses overcome insurmountable debt and gain a financial fresh start. At the center of this process, is the bankruptcy discharge. Whether you are...
3 Reasons You Should Not File Bankruptcy On Your Own
Legally, you do not have to have an attorney help you file for bankruptcy. You can complete all the paperwork, notifications, meetings with trustees, and all other steps in the process on your own. But, just because you can does not mean you should. Bankruptcy is a...
The Importance of Timing in a Chapter 13 Bankruptcy
For individuals facing financial difficulties, Chapter 13 bankruptcy provides a viable solution to reorganize their debts and regain control of their financial future. However, timing plays a critical role in the success of a Chapter 13 bankruptcy case. This blog post...
Is It Time to File Bankruptcy?
Should I file or should I wait? That’s a question many of those contemplating filing bankruptcy may ask themselves. They struggle with their finances and wonder if filing bankruptcy could be the needed answer to their financial issues. But, they are afraid to take the...
What Percentage of Debts Do You Pay Back in Chapter 13 Bankruptcy?
If you're considering filing for Chapter 13 bankruptcy, you may wonder how much of your debts you'll have to repay. In this article, we will look at the factors that determine the percentage of debts you will pay back, and what you need to know before pursuing this...
3 Benefits of Filing Chapter 7 Bankruptcy
Chapter 7 bankruptcy is the most commonly filed bankruptcy. It offers many benefits to debtors who want to get out from under the burden of debt. Below we explain 3 of the most important benefits of filing Chapter 7 bankruptcy. Stops Creditor Harassment As soon as you...
Understanding the Alabama Foreclosure Process and How Bankruptcy Can Help
Are you behind on your home mortgage payments? Do you fear your lender may be getting ready to foreclose on your home? Because the foreclosure process, especially in Alabama, can move quickly, you need to understand the process and your rights. When Can the...
Top 10 Reasons You May Need to File Bankruptcy
Bankruptcy is not something that anyone wants to go through, but sometimes it is necessary in order to get a fresh start and regain control of your finances. Here are the top 10 reasons you may need to file for bankruptcy. 1. Wage Garnishment If you are behind on your...
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