Brock & Stout
LEGAL BLOG
How Bankruptcy Can Help with Unexpected Medical Debt
No one is immune from a major health issue. You could have an accident that causes physical injury, develop a chronic illness, or be exposed to something harmful. Unfortunately, even with health insurance, medical treatment can be costly. This is especially true if...
Surprising Benefits of Life after Bankruptcy
Being in debt can cause enormous stress. If debt has weighed you down, bankruptcy might offer you the relief you desperately need. While it might seem scary, bankruptcy can provide some benefits. After bankruptcy, some of the benefits include: No More Harassment From...
What Creditors Can or Can’t Repossess
Are you delinquent on your loan payments? Do you worry that your creditors might repossess something you own? If you offered your personal property as collateral on a loan then your creditor might be able to repossess the property depending on the type of property it...
Fairfield, AL, a Birmingham Suburb, Files Bankruptcy
After experiencing financial difficulties for years, Fairfield, a small suburb of Birmingham, filed for bankruptcy on May 19, 2020. The city has struggled since one of its largest employers, U.S. Steel, shuttered part of its operation in 2015, causing the loss of...
Andalusia’s JCPenney Store Closing Because of Bankruptcy
On May 15th, 2020, retailer JCPenney officially filed Chapter 11 bankruptcy. Founded 118 years ago, JCPenney became one of the first major department stores in the country. For much of the 20th century, JCPenney was a go-to retailer to buy clothing and household...
The Stress of Debt on Marriages
When two people marry, their lives are merged into one unit. This means that each of them brings aspects of their personal life into the relationship thereby affecting both people. Bringing substantial debt into the marriage could place the relationship on shaky...
Understanding the Alabama Foreclosure Process and How Bankruptcy Can Help
Are you delinquent on your home mortgage payments? Do you fear your lender may be getting ready to foreclose on your home? Because the foreclosure process, especially in Alabama, moves quickly, you should understand the process and your rights. When Can the...
5 Ways to Handle Debt
Being in debt can cause enormous stress. If you struggle with debt, you may wonder about your best options for managing debt. Before exploring the options, you should first assess your financial situation in order to decide which may work best for you. You should...
Who Makes the Decision about Your Social Security Disability Claim?
Have you applied for Social Security Disability and wonder who will make the decision about your application? It might surprise you to know that many people may play a role in determining your eligibility for disability benefits. Each disability application goes...
Understanding the Social Security Disability Consultative Exam
Do you have a medical condition that affects your ability to work? You could be eligible to receive Social Security disability benefits. When you apply for disability benefits, the Social Security Administration (SSA) will check your medical records to determine if...
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Brock & Stout can help you with your Bankruptcy, Social Security Disability and Personal Injury needs today. Feel free to call our toll free number, contact us online or stop by one of our many office locations. We hope you will give us the opportunity and the privilege to help you and your family.