Living with Amyotrophic Lateral Sclerosis (ALS), also known as Lou Gehrig’s disease, can be incredibly challenging. Not only does this progressive disease affect the nerves that control muscles, but it also poses significant financial difficulties for individuals and their families.
However, there is hope. If you have ALS and it impairs your ability to work, you may be eligible for Social Security Disability Insurance (SSDI) benefits.
In this article, we will explore how individuals with ALS can receive SSDI benefits and the recent changes that have made the process more accessible.
Understanding ALS
ALS is a rare neurological disease that affects the nerve cells responsible for controlling voluntary muscles. The progressive degeneration of these cells characterizes it, leading to muscle weakness, loss of coordination, and eventually paralysis.
While the exact cause of ALS is unknown, genetics and environmental factors are believed to play a role. Although there is currently no cure for ALS, medical advancements have improved the quality of life for individuals living with this condition.
ALS can significantly affect an individual’s ability to work. As the disease progresses, individuals may experience difficulties with mobility, communication, and daily tasks. These limitations can make it challenging to maintain regular employment, leading to financial strain.
Fortunately, SSDI benefits are available to individuals with ALS, providing them with financial help during this difficult time.
Qualifying for SSDI Benefits with ALS
To qualify for SSDI benefits with ALS, you must provide medical evidence of your diagnosis and meet the financial requirements for SSDI. The medical evidence should include comprehensive documentation from healthcare professionals, including physicians, neurologists, or ALS specialists, confirming the diagnosis of ALS. This evidence should also show the progression and severity of your condition, as well as the impact it has on your ability to perform daily activities and maintain employment.
Financial Requirements for SSDI
Besides the medical requirements, applicants must also meet the financial requirements set by the SSA. This includes having a sufficient work history and earning a certain number of work credits. You earned work credits based on your income and the number of years you have worked, with a maximum of four work credits earned per year. The specific number of work credits required depends on your age at the time of disability onset. Generally, individuals must have earned at least 20 work credits in the ten years leading up to their disability.
Expedited Processing for ALS Cases
One significant advantage for individuals with ALS applying for SSDI benefits is the expedited processing of their claims. The SSA recognizes the urgent and debilitating nature of ALS, and as a result, ALS cases receive high priority. This means that individuals with ALS can receive a faster decision on their disability claim, bypassing the usual waiting period required for other disabilities.
The SSDI Application Process for ALS
Understanding the steps involved and having the necessary documentation ready can significantly increase your chances of a successful claim. Here is an overview of the SSDI application process for individuals with ALS:
Step 1: Gather Necessary Documentation
Before beginning the application process, gather all necessary documentation, including medical records, diagnostic tests, treatment history, and any other relevant information that supports your ALS diagnosis. This documentation will serve as essential evidence to substantiate your claim.
Step 2: Complete the Application
The next step is to complete the SSDI application. You can either apply online through the SSA’s website or visit your local SSA office to apply in person. Be sure to provide accurate and detailed information about your medical condition, work history, and financial situation. Any misinformation or incomplete information might delay your claim.
Step 3: Submit the Application and Supporting Documentation
Once you have completed the application and gathered all supporting documentation, submit your application to the SSA. Ensure that you include all relevant medical records, test results, and statements from healthcare professionals. This comprehensive documentation will strengthen your claim and provide a clear picture of the impact ALS has on your daily life.
Step 4: Follow up and Stay Informed
After submitting your application, it is essential to follow up with the SSA regularly to ensure that your claim is being processed. Stay informed about the status of your claim and be prepared to provide any additional information or documentation requested by the SSA.
Step 5: Decision and Appeals
Once your application has been reviewed, the SSA will decide your eligibility for SSDI benefits. If your claim is approved, you will receive a notice outlining the amount of your monthly benefits and any other relevant information. If your claim is denied, don’t lose hope. You have the right to appeal the decision and provide additional evidence to support your case.
Getting Help Filing SSDI for ALS
Filing a disability claim for ALS can seem overwhelming. While not mandatory, consulting with a disability attorney who specializes in SSDI cases can be highly beneficial. An attorney can guide you through the application process, help you gather the necessary evidence, and ensure that your claim is presented effectively. They can also help navigate any potential challenges or denials that may arise during the process.
The disability attorneys of Brock and Stout have dedicated their careers to helping clients get the benefits they need for over 27 years. If you have been diagnosed with ALS, and need help to get your disability benefit, contact us for free evaluation. Let our family help your family.