Andalusia Bankruptcy Attorneys

Chapter 13 & Chapter 7 Bankruptcy Attorneys in Andalusia, AL

Bankruptcy Attorneys in Andalusia, Alabama

The experienced Bankruptcy Attorneys at Brock & Stout can answer your bankruptcy questions and help you begin to get your life back on track. You may be struggling financially and could be feeling the burden of your debt every day. We may have a solution to your overwhelming problem by assisting you in filing for bankruptcy. Bankruptcy can mean a fresh financial start for you and your family.

People enjoy living in Andalusia for a number of reasons. It’s a great place! But just like in any other place, accidents, illness, divorce, job loss, and natural disasters can and do happen. People just like you get hit financially and need professional legal help. It can be challenging dealing with creditors who threaten to sue, garnish wages or seize property. They interrupt you at work and at home making life stressful. When you find yourself dealing with circumstances like this, that’s when it’s time to call the Bankruptcy Attorneys at Brock & Stout.

Chapter 13 Bankruptcy

The Bankruptcy Attorneys at Brock & Stout are experienced with Chapter 13 Bankruptcy in Andalusia. Filing a Chapter 13 Bankruptcy petition provides you a chance to repay some or all of your debt over a 3- to 5-year period. Chapter 13 may be a good solution for you if you have some way to repay all or part of your debt like income or property. Chapter 13 Bankruptcy can also be called debt consolidation or debt reorganization and many businesses — even some of America’s biggest corporations — have used it very effectively to get a handle on bad situations. Remember, most creditors will take something rather than nothing and, when they go to court, they risk incurring more expenses than they collect in debt. Let the Bankruptcy Attorneys at Brock & Stout help you navigate through Chapter 13 Bankruptcy.

Chapter 7 Bankruptcy

Brock & Stout’s Bankruptcy legal team can also assist you with Chapter 7 Bankruptcy. Taking advantage of Chapter 7 is meant for those individuals or businesses that have no potential for repayment. Chapter 7 Bankruptcy is also referred to as a straight bankruptcy, complete bankruptcy or full bankruptcy. When you successfully file Chapter 7, the Court grants you or your business a full discharge of all eligible debts. This prohibits creditors from acting to collect any debt. There are exceptions, of course, debts can be reaffirmed and some are defined as non-dischargeable. Let our capable Bankruptcy Attorneys take you through the steps towards a stronger financial future.

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Escaping the Minimum Payment Trap

Escaping the Minimum Payment Trap

Do you make only the minimum payment on your credit card debt each month? If so, you are ultimately sentencing yourself to a long-term trap of debt. The Minimum Payment Problem Most credit card companies allow the borrower to pay what they call the "minimum amount...

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Contact Our Bankruptcy Attorneys in Andalusia to Handle Your Case

Mike Brock and Gary Stout have spent the last 25 years building a practice on two simple ideas — integrity and putting client’s needs first. We focus our practice on select areas, including Bankruptcy Law, so we know enough to deal with just about any problem that arises. Our law firm now has offices serving the community of Andalusia, Alabama, as well as many other towns throughout the south. We’ve been successful because Brock & Stout always places clients’ needs first. When you’re in over your head, contact Brock & Stout, and let our family help your family. Call us at (334) 222-5600.